Am I the only person who keeps meeting medical professionals and support staff who don’t realize that insurance is unhelpful in some situations? The only insurance with premiums my family can afford has deductibles and co-pays/etc so high that we only ever paid premiums when we had it, we literally never once were able to also afford to go get care. Once the mandate dropped and we didn’t have to pay premiums anymore, we could use that money to self-pay our appointments.

Sure, yes, if I get cancer or my husband is hit by a truck, we are fucked. But also, if we go bankrupt paying for insurance we can’t afford to use, I’m gonna be pretty fucked for that cancer anyway because I can’t afford the co-pays etc. Idk what part of “I can’t afford to pay premiums and co-pays until I potentially reach a $1.5k out of pocket maximum,” is so hard to understand.

I helped host a local protest to raise awareness about Single-Payer (anybody else remember SPAN, the Single-Payer Action Network?) back in 2004, and holy fucking shit that was almost 20 years ago.