Hello,

I have a question about the healthcare insurance in US.

I have heard that it is tied to your employment and the company provides for it.

So here are a couple of questions:

  1. Is there no way for an individual to get their own personal insurance and not be dependent on the company?

  2. What about freelancers, business owners and retirees? Do they forfeit their insurances?

  • Nightmaru@lemmy.mlEnglish
    5·
    3 years ago

    There is a way, and it is required, but it is much more expensive; therefore people usually pay for the least amount of coverage.

    If you fall under a certain income threshold you can get free healthcare through medicare/aid.

    • BeaPep@lemmy.worldEnglish
      2·
      3 years ago

      Only some states offer free healthcare for people under certain income thresholds without other qualifications such as being disabled or pregnant. There has been progress with states finally accepting the Medicaid expansion, and there are often “low-income healthcare options” available, but A LOT of people are unfortunately still unable to get coverage because they’re too poor.

      • Telodzrum@lemmy.mlEnglish
        2·
        3 years ago

        All states offer Medicaid below the income threshold. Those that have not accepted the expansion payments from the federal government have a much lower income cutoff than those that have accepted it.

    • Moohamin12@lemm.eeEnglish
      0·
      3 years ago

      1. What would be the difference in price? Just a ball park figure if you have it.

      2. What about freelancers and people that don’t work traditional jobs?