Find ways to take pleasure in activities that have 0 cost, and are social.

Exercise with friends in a public park. Develop good health.

Community events like public concerts and shows.

Walking around public galleries and free art museums.

Poverty feels like a trap when you are isolated. Break the isolation and it can be a formative and empowering period.

If you don’t need to for safety or sanity, don’t. Now is a bad time to try and set out on your own.

If you must move out from your parents, find someone to do it with, not a romantic partner but a platonic one that you can be good roommates with (maybe harder than finding a romantic partner lol). Going alone these days is near impossible unless you’re already well off me have a healthy safety net, something most people don’t have today.

don’t get cable tv

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Lots of advice here already, so I’ll mention one that is overlooked by a lot of people: learn to cook for yourself at home. You will save a lot of money and be more healthy in the process if you prepare your own meals.

One I haven’t seen mentioned here is familiarize yourself with tenancy laws in the place you want to move to. It is always good to know your rights, and with landlords these days, you have to be as savvy as you can. A lot will come from experience, but knowing what they’re allowed to do or not do is priceless.

I learned all these lessons the hard way, they are not fun lessons to learn. You will kick yourself later if you also learn them the hard way. First, get a job, today. Work experience before it is necessary will make many many things much easier than hitting everything all at once. As someone else previously stated, make a REALISTIC budget. Realistically, you will likely be making minimum wage. You should also start paying for things yourself so you know the true costs.

You will likely need to stay in a cheap motel in the new city before anyone will give you a job there, and no one will give you a job there if you don’t have a place to live. Additionally, no one will let you rent there if you don’t have a job there. This means you will need to save about 3 months budget before moving into the seedy cheap motel in the new city (start now).

When looking for a place to rent, find one that you can afford by yourself, then get a roommate if desired. Having a place you can only afford with a roommate, and them then moving out, makes you homeless. If you always plan for the worst (and hope for the best), you won’t be caught with your pants down. Please note that generally the cheaper side of town is the more dangerous side of town. If you know anyone that lives there, ask them what parts of town to stay away from.

I’m unsure of how credit/history works in your country, but get a (singular, one, JUST ONE) credit card. Use it ONLY once a month and ALWAYS pay it off EVERY month. I was not that smart. Everyone told me that, and I didn’t listen. Now I’m still paying off debts over a decade later. If you don’t listen to anything else, please take this point to heart. $100 is not a lot to have, but it is a lot to owe. If you want something, save for it.

That said, don’t buy it as soon as you have enough, you need to keep a good chunk in your savings account for emergencies (car broke down, lost your job, getting evicted because your landlord wants to rent it for 3x the price, etc). You should have a minimum of one months expenses saved at all times. I would recommend 3 months worth, but I know how hard that is (still try though).

Start saving for a house and retirement as soon as possible. Put it in a bank/credit union that is easy to put money into, but hard to take it out of. Personally, I put it in a credit union that I can have my main bank send a check to, but can only get the money out in person, Monday through Thursday, from 10am to 4pm.

Learn to cook now. Learning to cook without a teacher is hard. Not knowing how to cook makes buying groceries hard.

Lastly, I don’t recommend a financial planner. They are not free. The person who suggested it brought up retirement, the fact is, no one has any idea what you will need for it by the time you are eligible. Look at any ~70 year span, and then look at the retirement retirements at each end. The only thing you can know about what it costs to retire is that it will be a lot more than what your parents need.

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Lots of good advice in this thread. My contributions are to say don’t move in with friends you aren’t willing to lose. I did it despite the warnings and it turned out terribly. I can’t say I regret it but depending on how the situation turns out for you it could range from losing someone youve been close to for most of your life to downright traumatic.

Don’t be afraid of renting rooms for a while (as a male, can’t say that’s a good idea for women or people in marginalized groups). It’s cheaper, less binding, and frees up some funds to develop other areas such as reliable transportation, good furniture, etc.

Take your time finding a place and be realistic with what you can afford. Being on your own is expensive and it’s important to make sure you’re moving somewhere you actually want to live and that will give you access to the things you need. Be it groceries, good job prospects, or education.

I’m from the US so I’m not sure how things are in your country but it’s rough out there. Take the time you have now to figure out a career field that you’d want to work in and that would provide the income for you to be financially independent. Immerse yourself in the culture and structure of that group. Find community pages, forums, websites and programs. Read it all and get an idea of what you’ll be getting yourself into. You may become aware of adjacent industries or specialties within that field that interest you more than the job you were originally thinking about.

Best of luck!

Learn the renters rights in your area, like commit it to memory, there are plenty of people who will take advantage of your inexperience or just think you won’t make a fuss if they do something illegal that harms you or refuse to give you your deposit/ect. When you get your lease, actually sit down and read it, save it to a google drive, be able to pull it up whenever. I can’t tell you the multitude of times its saved me, plus, if someone tells you you can’t have your deposit back for x,y,z, ask them for an itemized list of damages, in the us they must provide it, and every one that seems flimsy or is wrong, send them back that you “dispute this charge” and proof if you have it, take pics or HD video when you move in of everything

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Have some savings in case of emergency. A few thousand at least.

Work out a budget. What you earn, minus your bills + 10%, is the money you have for fun. The 10% helps prevent bill shock. Personally, I record the amount of the last four bills and average them then add the 10%. Seems to work.

Inherit or buy quality cookware and learn how to cook. Quality isn’t necessarily expensive. And good cooking is cheaper and healthier than anything else. At the start doing meal prep recipes to cover a week would be good.

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Wise of you to seek out advice and plan this far ahead. I’ve moved many times and have learned a thing or two.

First, savings. Don’t minimize them. It’s always crucial to live within your means and have cash set aside. Everything costs more than you think. The move, the new place, the getting settled into a new place. Jobs may not work out. Bottom line, do whatever you can to have some savings and quickly replenish it if you have to dig in.

Second, housing and transportation. Usually the two biggest out of pocket costs. Moving to a new area means you don’t know exactly where you want to live or what commutes are tolerable and where is worth living. So find something you’re comfortable with, but don’t overspend or get too committed. I love being close to work so I don’t have a long commute and will take a much smaller place to do so. I also don’t like living with roommates, so I often cut back transit costs and other expenses to live alone. If you don’t mind living with others, you can save a lot of money. But do not be house or car poor. See the first point.

Third, furnishings and getting settled in. It will take time. Don’t put too much pressure on yourself to create a picture-perfect home or have a big groups of friends right away. These things take time, especially to be done well. Cover your household basics (a good mattress is a worthwhile investment) then keep an eye out for second hand goods to get things started. Try to expand your horizons and join local groups or clubs to make some friends with similar interests. If you notice red flags, pay attention to them. Sometimes nasty people cling onto newcomers and can cause you unnecessary stress/problems. Seek out worthwhile relationships and nurture them instead.

Moving to a new places is one of the most exciting and frightening things you can do. But as long as you avoid getting your bank account too close to zero and take your time while putting in effort to live like a local, it can be absolutely amazing. I’ve lived in different countries, met people from vastly different cultures, lived on entirely different cuisine, and simply had some of the most mind and soul-expanding adventures in new areas. I’ve also missed my home, my family, friends I left behind, things I gave up, and more. But the reality is that all the material stuff will come and go, the time with family and friends should be cherished but not limit your life, and at the end of the day, you are the one in charge of your destiny. It’s up to you and you alone to figure out where to live and what to do to discover happiness. Just make sure to give yourself a fighting chance. Don’t go broke. And avoid abusing anything. Moderation and variety.

I write too much. Good luck!